How To Cut Costs In Our Daily Lives
While many Americans continue to struggle with the blow of the shrinking economy, Melinda from One Green Generation is taking a proactive approach by offering up some helpful money-saving tips that could help to ease financial headaches. This is what she has to say:
First, take a look at your bills from last month. What were your highest monthly costs? Was it electricity? Water? Cable? Whatever it was, you should work on that first. Then, here are some things to think about:
1. Cut the Cable Television
Whoa, you say. But don’t stop reading. You can do it. I haven’t had cable television in six years. And I’ll let you in on a little secret: I work in the film and television industry! How do I keep up with what’s going on? Well, the internet helps a lot. I also check out movies at the library (you can reserve them online and wait until you receive an email that they’re ready for you), rent dvds at the local video store (it’s so great to watch a television series all the way through without commercials!), when there’s something we really want to watch we just get together at a friend’s house, but mostly we read and we talk instead.
Don’t worry about your kids making the transition - they’ll handle it. The library is full of good books, and you can even read a book out loud together as a family. Our family used to take turns each reading a chapter of the book - a great bonding experience. You can also play good old fashioned board games, which can be loads of fun - pick up a few at a local thrift store or garage sale (or your parents’ basement).
2. Reduce Your Electric Usage
As you cut your cable, you can turn off our television: the biggest energy guzzler in the house. As your incandescent bulbs wear out, replace them with CFLs - they are more expensive up front, but they will last many months longer and will save you a lot of money in electricity. Turn off lights unless you are in the room. Minimize your A/C or heater usage as much as you can - turn the A/C up a few degrees, turn the heater down a few degrees. Use a laptop rather than a desktop computer, if you can. Plus turn off the computer when you’re not using it. Turn down your hot water heater to 120F. And spend less time in the shower, which uses a lot of electricity (or gas) to heat the water.
3. Reduce trips in the car
Now is a good time to finally learn that public transportation system, or really carpool with your coworker who lives nearby. You don’t need to keep your kids from after-school activities, just arrange with other parents to carpool. Or even arrange an after-school bus - check into it with your school and find out who to call. Consolidate your errands for the week to one or two days when you’re already going out. And if you live within a mile or two, think about walking or biking instead.
4. Replace Junk Food With Good Food
For some reason, when we have to cut costs often the first thing we do is stop buying good food. Does that make sense, when this is the stuff that nurtures our bodies and helps our children grow up strong and healthy? Cut out the soda and alcoholic beverages and drink water instead, but don’t stop buying fresh fruit and vegetables as these are important.
Forgo eating out for a simple, home cooked meal instead. Bring your lunch to work and school rather than eating out. Rather than buying granola bars and other processed foods, make them from scratch - you might find it’s a lot easier than you think. Plus it’s a great after-school project for the kids to help make. And by all means, grow a fall and winter garden, or help a friend grow theirs in exchange for some of the goods.
If you’re really hurting economically and just can’t afford fresh fruit and vegetables, don’t be afraid to visit the local food bank. That’s what it’s there for.
5. Hang in there and reach out to others
In many other parts of the world, it is normal and customary to help one another when times are tougher. If you are lucky to be doing well, invite some friends over for dinner, or do something else to help (gently and respectfully, of course, as it is tough to ask for and accept help). If you’re not doing so well, don’t be shy about accepting a kind hand. Barter! My juicy backyard plums for your 6x hand-me-downs, for example. Now is the best time to start building your community by just living and being local, through and through. Together we are stronger.




